Select the Type of Credit Card You are Interested in....

	Airline Credit Cards Credit Cards with points systems for people who are frequent fliers.			Balance Transfer Credit Cards Credit Cards that offer good balance transfer deals.
	Gold & Platinum Credit Cards Credit Cards with Gold and Platinum features and high credit limits.			Instant Approval Credit Cards Credit Cards that offer instant approval when you apply online.
	Low Interest Credit Cards Credit Cards with ongoing low interest rates (under 15% p.a.)			Rewards Credit Cards Credit Cards that offer rewards for your purchases.

Recommended Best Credit Cards

ANZ Low Rate MasterCard Credit Card

Low interest rate of 11.74% p.a. on purchases and 19.99% p.a. on cash advances
Up to 55 days interest free credit on purchases
$58 annual account fee
Design your own Card by uploading a photo or choosing your own unique image
Up to 3 additional card holders to your account
Manage your credit card online or over the phone
A range of other benefits including a great reward system

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
*	*	11.99%*	$58*	0% for 6 months*	*

Aussie MasterCard Credit Card

55 days interest free credit on purchases
A generous 17.99% p.a. interest rate on cash advances.
You don’t need to be an Aussie customer to apply.
4.99% on balance transfers for 12 months.
Online Shopping security guaranteed with MasterCard Securecode
Low $49 annual fee.
Get an online response in 60 seconds
Design your own card and upload a photo
Credit repayment options from a variety of sources

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
9.99%*	First 12 Months*	11.49%*	$49*	4.99% p.a. for 1st 12 months*	*

Citibank Clear Credit Card

12.49% p.a on purchases
Up to 55 days interest free on retail purchases
0% p.a. on balances transferred for 6 months
Account access anywhere, anytime via internet and phone
Annual card fee of $65
Online protection
4 additional card holders at no extra costs
$20,000 generous credit limit
Make your payments online or over the phone
24/hour assistance and support

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
*	*	12.49%*	$65*	2.9% for 6 months*	*

Citibank Personal Credit Card

14.99% p.a. on purchases or cash advances
Transfer your current loan into a 9.8% fee rebate
No set up or application fees – ATM fees apply
Credit limits up to $25,000
Access funds anywhere or make purchases around the world
Make your payments online or over the phone
High security with a great rewards program
A choice of 4 different colours on your new card
Repayment options and transfer repayment consolidation

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
*	*	14.99%*	$69*	7.9% for the life of the loan*	*

St George Vertigo MasterCard Credit Card

10.99% p.a. on purchases
0% p.a. balance transfer rate for up to 6 months from when your card account is opened
Awarded Australia’s Cheapest Balance Transfer Credit Card by Money Magazine 2009
Make your payments online or over the phone
Get an online response in under 60 seconds
$55 annual fee
Extra card holder at no extra cost with a range of colours
High security and exclusive interenet connection access

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
*	*	10.99%*	$55*	0% for first 6 months*	*

Woolworths Everyday Money Credit Card

No annual fee in the 1st year, followed by a low $49 fee.
5.99% on balance transfers for 6 months.
Your choice of Four fresh card colours
17.99% on purchases, 20.99% on cash advances.
55 days interest free.
Up to 3 points per $1 spent
Earn a shopping card every 4 months
Make repayments online or over the phone
A fantastic rewards program that really helps

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
*	*	17.99%*	Free for first year, then $49 p.a.*	5.99% for 6 months*	*

Compare The Best Credit Cards

Credit Card Help is a free Australian credit card comparison website that allows you to compare the best credit card offers available online. There are many Australian credit cards on the market, and making a selection can be quite overwhleming. With Credit Card Help you can search through the interest rates, annual fees, rewards and other features to decide for yourself which is the best credit card for you.

Compare from a range of gold & platinum, low interest, balance transfer, rewards and instant approval credit cards, all provided by Australia's leading banks. Once you compare credit cards and decide which one is best for you, simply click the red 'apply online' button to be taken to the bank's secure online application form. You are encouraged to apply for a few of your top credit card preferences, in order to increase your chances of approval.

Upon completing the online credit card application, in some cases you will receive an instant response - letting you know that you have been approved. If you receive the instant approval message, your credit card will be posted to you in a matter of days. At this point, you simply contact the bank on the phone number provided, and confirm your identity to activate your new credit card.