Compare Instant Approval Credit Cards

2. HSBC Credit Card
	A great Low interest rate of 15.99% p.a on purchases 19.99% p.a interest rate on cash advances A low balance transfer interest rate at 0% until April 2010 Home and Away privilege program which gives you access to multiple discounts Shop or get cash advances anywhere in the world Choose a variety of methods to pay your credit back Low annual fee of just $49 Online payments online or over the phone Flexibility with payments and online security
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 15.99%* * 0% until 1 April 2010* *

AMEX Blue Sky Credit Card
	19.99 % p.a interest rate on purchases and cash advances No annual fee 55 free interest period Access to an exclusive reward program – The Ascent and the Choices programs No additional card fees with the option of extra card holders Minimum payment of $30 per month or 2.5% of credit Use your rewards points to fly anytime of the year Online applications easy and secure Internet and phone banking optional
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 19.99%* $0* * *

AMEX Business Accelerator Credit Card
	18.99% pa. on purchases and cash advances Redeem your points for flights with no blackout dates or restrictions, giving you added flexibility and convenience Membership Rewards points can also be used to pay off the balance of the Card You'll earn points whether you're using the Basic Card or one of the Supplementary Cards (with no annual Card fee) The Business Savings Program gives you access to great business discounts. Annual $160 Card Fee is tax deductible if the Card is used solely for business
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 18.99%* $160* N/A* *

AMEX Gold Choices Credit Card
	$1 spent = 1 Membership Rewards™ Choices point. There’s no cap or expiry of points as long as your Card account remains current. An annual Card fee of only $49 p.a. Interest rate of 19.99% p.a. Enjoy Complimentary enrolment in Membership Rewards™ Choices Up to 55 days interest free Make repayments online and ensure you're rewarded Get 24 hour assistance anywhere in the world
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 19.99%* $49* * *

AMEX Platinum MoneyBack Credit Card
	19.99% p.a on all purchases and cash advances $99 annual fee Additional cards and late repayments at no extra costs Up to 44 days interest free days A generous rewards program Refund protection, 24 hour support and online services Secure online payments or phone security Access your account anytime, anywhere in the world Assistance available via email, phone or instant chat online Available worldwide anytime, anywhere
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 20.49%* $99* * *

BP Citibank MasterCard Credit Card
	5% off your petrol and everything else you buy at BP Generous credit limit up to $25,000 A low rate on all credit card balances transferred Save 0.5% off all other purchases Save an extra 2% on Avis car rental (on top of your 0.5%) Make payments online or over the phone 24 hour assistance and support Flexible payment options with associated awards Choose from a variety of colours and upload your own photo Variable repayments and flexibility
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 19.89%* $79* 2.9% for 12 months* *

Citibank Clear Credit Card
	12.49% p.a on purchases Up to 55 days interest free on retail purchases 0% p.a. on balances transferred for 6 months Account access anywhere, anytime via internet and phone Annual card fee of $65 Online protection 4 additional card holders at no extra costs $20,000 generous credit limit Make your payments online or over the phone 24/hour assistance and support
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 12.49%* $65* 2.9% for 6 months* *

Citibank Clear Platinum Credit Card
	A low 10.99% on purchases 0% for 6 months on balance transfers $85 annual fee and $19 additional for each supplementary card Free International Travel Insurance Get up to 25% off on retail shopping, travel and dining through Citibank World Privileges 24 Hour assistance and support Make secure payments online or over the phone Combine your personal accounts for extra benefits
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 10.99%* $85* 0% for 6 months* *

Citibank Emirates Platinmum Credit Card
	Earn 1.5 Skywards Miles for every dollar (AUD) you spend – This is 50% more than most credit cards in the market The Emirates Citi Platinum Card takes you further faster than most other airlines with reward flights on Emirates. Exclusive complimentary lounge access in Australia and Dubai for you and a guest, regardless of which class you fly Annual fee of $199 19.99% on purchases and cash advances 55 days interest free. 4.9% balance transfer for life
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 19.99%* $199* 4.9% for life of the balance* *

Citibank Personal Credit Card
	14.99% p.a. on purchases or cash advances Transfer your current loan into a 9.8% fee rebate No set up or application fees – ATM fees apply Credit limits up to $25,000 Access funds anywhere or make purchases around the world Make your payments online or over the phone High security with a great rewards program A choice of 4 different colours on your new card Repayment options and transfer repayment consolidation
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 14.99%* $69* 7.9% for the life of the loan* *

Citibank Platinum Credit Card
	Generous credit limits of up to $100000 Permanent 4.9% balance transfer offer 24/7 Personal Concierge Service Free international travel insurance Make payments online or over the phone Secure and safe approval system in just 60 seconds Additional card holders at no extra cost Repayments made easy when combining personal account Purchase cover and balance transfer for life Fast approval system in under 60 seconds
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 11.99%* $250* 4.9% for life* *

Citibank Silver Credit Card
	2.9% p.a. interest for 12 months on balance transfers A Credit limit of up to $7,000 FREE Rewards Programme Qantas Frequent Flyer Points $1 spent=1 reward point=1 Qantas Frequent Flyer Point Annual fee of $69 Online support and payments Access your cash anytime, anywhere around the world Fast approvals in under a minute Choose from a variety of different card colours
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 20.74%* $69* 2.9% for 12 months* *

St. George Platinum Credit Card
	Interest rate 14.25% p.a.* on purchases Low platinum annual card fee of $89 3.99%p.a. balance transfer rate for 6 months* Up to 55 days Interest Free days on purchases* Up to three additional cards at no extra cost Instant discounts and added extras with St.George Purchase cover Domestic flight inconvenience insurance Best price guarantee on purchases Personal Concierge Service
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 14.25%* $89* 3.99% for 6 months* *

ANZ Balance Credit Card
	0% on balance transfers for up to 6 months Earn 1 Reward Point for every $1 you repay to your balance, includes any balances transferred, interest and fees Redeem Reward Points for Cashback, Shopping Vouchers and Gift Cards No limit to reward points you can earn Up to 55 days interest free credit on purchases Design your card with an image or photo of your choice Interest rate of 13.41% p.a. on purchases Annual Fee $79 (includes $22 Rewards Program fee)
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 12.99%* $79* 0% for 6 months* *

ANZ Low Rate MasterCard Credit Card
	0% on Balance Transfers for the 1st 6 months $58 annual account fee Up to 55 days interest free credit on purchases Design your own Card with a range of colours Make repayments online or over the phone Secure online systems with a great online rewards program Instant Approval in under 60 seconds Choose from a fantastic range of colours Compare credit cards across micro sites
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 11.99%* $58* 0% for 6 months* *

ANZ Rewards Visa Credit Card
	Interest rate of 18.24% p.a. on purchases and 19.49% p.a. on cash advances* Minimum credit limit of $1,000 Low $30 annual account fee discounted to $26 when linked to an ANZ Access Account Low rate balance transfer of 7.99% p.a. for the first 6 months2. Up to 44 days interest free credit on purchases. Visa acceptance at over 24 million locations worldwide. Design your own Card
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 18.24%* $48 (Classic) / $79 (Gold)* * *

Aussie MasterCard Credit Card
	55 days interest free credit on purchases A generous 17.99% p.a. interest rate on cash advances. You don’t need to be an Aussie customer to apply. 4.99% on balance transfers for 12 months. Online Shopping security guaranteed with MasterCard Securecode Low $49 annual fee. Get an online response in 60 seconds Design your own card and upload a photo Credit repayment options from a variety of sources
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed 9.99%* First 12 Months* 11.49%* $49* 4.99% p.a. for 1st 12 months* *

Citibank Gold Credit Card
	2.9% p.a on balance transfers for 12 months Generous credit limit of $25,000 Receive 5,000 bonus reward points after your first spend on your Citibank Gold Credit Card FREE rewards program and FREE access to superior rewards programme FREE International Travel Insurance A range of Citibank world privileges 55 Days of interest FREE days on all your retail purchases Increased online security
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 19.99%* $119* 2.9% for 12 months* *

St George Vertigo MasterCard Credit Card
	10.99% p.a. on purchases 2.99% p.a. balance transfer rate for up to 6 months from when your card account is opened Awarded Australia’s Cheapest Balance Transfer Credit Card by Money Magazine 2009 Make your payments online or over the phone Get an online response in under 60 seconds $55 annual fee Extra card holder at no extra cost with a range of colours High security and exclusive interenet connection access
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed * * 10.99%* $55* 2.99% for first 6 months* *

*When you click on the "Apply Online" button you can read the latest credit card terms and conditions.